Specialty Risk

When standard insurance isn’t enough

Northbridge Insurance / Specialty Risk
We recognize that not all businesses are the same. In fact, there are some enterprises that require special attention when it comes to their insurance needs. Our Specialty Risk group develops coverage for businesses with unique risks as part of a larger policy or as stand-alone coverage.


As one of the largest insurers of marine risks in Canada, we offer a complete range of products to meet the needs of you/your clients. Coverages include:

  • Ocean Cargo
  • Marine Liability (including Stevedores’, Wharfinger’s, Harbour Operator’s, and Ship Repairer’s liability)
  • Protection and Indemnity
  • Hull & Machinery
  • Boat Dealers
  • Piers & Docks
  • Boat Dealers
  • Yacht insurance (through specialized regional MGA markets)


Policies underwritten by Northbridge General Insurance Corporation. The above information is an outline of the coverage available and is subject to the terms, conditions and exclusions of the policy. Please refer to the policy wording for details.

Deductible buydown & downtime program

Whether you’re an individual owner/operator or part of a trucking company with a large fleet, you understand the cost and inconvenience of an accident – so do we. One unexpected loss could be very costly to your business.

Our deductible buydown program allows you to manage the level of deductible you can afford and our downtime program will provide you with income while your truck is off the road. We provide flexible, innovative and affordable insurance solutions for your operation at competitive rates. Coverage is also available for write-off, theft cover and major mechanical breakdown.


Policies underwritten by Northbridge General Insurance Corporation.

Warranty and guarantee solutions

We understand your business and are here to meet your needs with a complete range of specialized warranty and guarantee programs. Some of our product offerings include:

  • New and used car warranty
  • Recreational vehicle warranty
  • Guaranteed asset protection (GAP)
  • Guaranteed replacement cost
  • Dealership programs such as etching, tire warranty and rust protection
  • Extended warranties for major and small appliances
  • Consumer electronics and purchase protection


Policies underwritten by Northbridge General Insurance Corporation.

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