Business Insurance

We’ll help you find the right solution

Northbridge Insurance / Business Insurance

Tell us about your business.

Our insurance solutions help to protect thousands of businesses across Canada. We’d like to know more about your business so we can help find the right coverage for you.

Small Businesses

Small Businesses

Our insurance solutions for small business start by ensuring that you’re covered for common risks all businesses face.
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Small Businesses

Mid-sized Companies

Mid-sized Companies

If you operate a medium-sized business, we have a broad offering of coverages across a range of industry sectors.
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Mid-sized Companies

Large Companies

Large Companies

The risks facing large businesses are enough to keep anyone up at night. The expertise you get from us can help you sleep a bit easier.
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Large Companies

Not sure what type of business to protect? Choose from our different sectors below

Manufacturing & Resources

Not only has the manufacturing and resources sector recovered from the global recession of 2008-09, it has shown increased productivity and output growth. This evolution is partly due to advancements in technology and automation as well as strong regional growth.


a drawing of a factory

As the exposures of manufacturers continue to change, our underwriting team has identified these shifts allowing us to adapt and expand our offerings as our customers’ needs grow. For our customers, it means we’ll be able to get them up and running again quickly should an incident take place.

We use our in-depth knowledge of this sector to create unique insurance solutions like Manufacturers’ Choice and Manufacturers’ Errors & Omissions (E&O) coverage.

Our solutions for companies in the manufacturing and resources sector include:

  • Property Insurance
  • Business Income Insurance
  • Equipment Breakdown Coverage
  • Inland Marine Insurance
  • Crime Coverage
  • Commercial Automobile Coverage
  • Commercial General Liability Insurance
  • Excess Liability Insurance
  • Directors & Officers Insurance
  • Manufacturers’ Errors & Omissions Insurance
  • Product Recall Expense
  • Cyber Event
  • Negative Publicity
  • Products Repair or Replacement
  • Intellectual Property Expense Reimbursement
  • Poultry and dairy farms

Featured coverages

Our Manufacturers’ Choice policy is a flexible and sector-specific insurance solution designed to meet the unique and evolving needs of Canadian manufacturing companies.

Learn more about Manufacturing Insurance →

Our comprehensive Business Choice® policy offers a complete package tailored to the needs of Canadian distributors and wholesale customers.

Learn more about Wholesalers Insurance →

Our all-inclusive Farm Choice® package combines a broad range of farm and agricultural requirements in a single policy.

Learn more about Farm Choice →

Construction & Contracting

When businesses in the construction sector need to insure a project, they need it now – otherwise, it could be a lost opportunity. That’s why these companies require the know-how of a skilled team to deliver the right protection, responsive service and timely quotes – sometimes within the same day.


Drawing of a hardhat and tools

Our construction and contracting specialists use their unparalleled knowledge and in-house engineering expertise to deliver the right insurance solution and risk assessment for each unique project. In return, you can rest easy knowing you’re backed by underwriters that understand your industry, an experienced claims team, and specialized risk services professionals.

Whether you’re a construction or contracting customer, we strive to provide coverage that lets you finish the job on time no matter what happens. We also offer insurance solutions for contractors who contribute their expertise and skills to various types of construction projects. And while many insurers assume only a percentage of a construction project’s risk, our capacity allows us to offer you complete project coverage – which means less hassle since you only have to deal with one insurance company.

Our solutions for companies in the construction and contracting sector include:

  • Builders Risk
  • Project Interruption
  • Wrap-up Liability
  • Property Insurance
  • Contractor’s Equipment and Tools Insurance
  • Business Income Insurance
  • Equipment Breakdown Coverage
  • Inland Marine Insurance
  • Crime Coverage
  • Commercial Automobile Coverage
  • Commercial General Liability Insurance
  • Umbrella Liability Insurance
  • Excess Liability Insurance
  • Directors & Officers Insurance

Featured coverages

Our Builders’ Choice® policy is designed to offer a comprehensive business insurance policy for construction projects – all in a single, easy-to-understand package.

Learn more about Builders Choice for construction projects

Our comprehensive Business Choice® policy offers a complete package tailored to the needs of Canadian construction and contracting customers.

Learn more about Business Choice for contractors

Risk Management

The Northbridge Insurance Risk Services team is committed to providing you and your business with industry-leading, innovative risk services solutions, along with the guidance you may want to enhance your risk management practice.

Learn more about out technical bulletins

Policies underwritten by Northbridge General Insurance Corporation.
Consumer & Business Services

If you’re a small or mid-sized company within this sector, your business is your lifeblood – we get that. As a result, any exposures or interruptions from your day-to-day business could have devastating financial and personal impacts that are difficult to recover.


A drawing of different forms of money

With a strong partner like Northbridge General Insurance Corporation, however, you can rest easy knowing your insurance needs are looked after and focus on what you do best. And thanks to our vast experience in partnering with various professional and industry associations over the years, we’ve gained a deep understanding of the unique insurance needs of the businesses within this sector.

Our dedicated CBS team specializes in underwriting:

  • Consumer Services:
    Examples include home services and repair, auto maintenance and supply dealers, retail
  • Business Services:
    Includes professional services, advertising and public relations agencies, and professional clubs and associations among others
  • Office and Industrial Real Estate:
    Examples include office buildings, industrial plazas
Designed to meet the needs of today’s consumer and business services providers, our Business Choice® policy offers a broad array of coverages that go above and beyond ordinary insurance policies.

Learn more about Business Choice →

Policies underwritten by Northbridge General Insurance Corporation.
Transportation & Logistics

Companies in the transportation and logistics industries represent 60% of our trade with the US and contribute $17 billion to our national gross domestic product (GDP). Playing a key role in the economy means you need an insurance partner who really understands your business.


Drawing of a transport truck

We’ll work with you and your insurance broker to ensure your protection fits your business needs. Our Risk Services team can help you put a plan in place to reduce your risk and lower your insurance costs.

Our broad solutions are designed to cover:

  • Owned or leased tractor trailers
  • Truck transportation operations
  • Marine cargo
  • Motor truck cargo
  • Warehousing and storage facilities
  • Transportation terminals
  • Customer property in storage
  • Specialized machinery and equipment

Additional coverages

It doesn’t matter if you own one truck travelling across town, or a fleet of 1,000 trucks travelling throughout North America, we understand your business. Working alongside your insurance broker, we can provide custom insurance solutions for your operation.

Learn more about our Transportation and Logistics Insurance solutions →

The best way to keep your insurance and operational costs down is to prevent losses from happening in the first place. Find out how our dedicated team of experts can help provide risk consulting and training solutions customized to your specific needs.

Learn more about managing your insurance costs →

Stay on top of Trucking industry and issues and insights with our latest articles, videos and eBooks.

Learn more about our insights into the Trucking Industry →

Policies underwritten by Northbridge General Insurance Corporation.
Health, Education & Social Services

This sector is all about people – the people who are on the receiving end of a service, as well as staff and volunteers that are crucial to providing it. As an insurer, we understand the importance of ensuring everything is back up and running as soon as possible so you can continue providing essential help and support to the people you serve.


Drawing of a graduation cap

Not only do we have the expertise to handle the business side of your insurance needs, we don’t shy away from sensitive issues like abuse allegations. We recognize these issues upfront and look for ways to help mitigate and prevent these risks.

What’s more, our policies are backed by our experienced Claims team and specialized Risk Services professionals who can help you put a plan in place to reduce risk and lower insurance costs.

Our dedicated team specializes in underwriting:

  • Health Services:
    Such as ambulance services, medical labs and clinics, rehabilitation clinics, mental health services including assisted living, and health specialists
  • Education & Childcare Services:
    Such as colleges and universities, private schools, daycares and nurseries
  • Social Services:
    Such as nursing homes and senior care, shelters, cultural and religious institutions, and social counseling and consulting firms
Policies underwritten by Northbridge General Insurance Corporation.
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