Specialized insurance coverage for general contractors.

Overseeing complex projects with many moving parts? Our general contractors’ insurance policy covers the duration of your project, helping you over the bumps you may meet along the way.

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Insurance coverage suited to your daily work

Our tailored coverage is ideal for building contractors who specialize in:

  • Commercial, residential, institutional, and industrial
  • New construction, additions, and renovations

We know that contracting risks come in different forms. Exposures can vary in size and complexity, and they can evolve as the project continues. We’ve built our general contractors’ insurance package with these facts in mind, and it will cater to your work, whether your operation is large or you run a small business.

Because you’re simultaneously managing a variety of tasks, people, and processes, some risks and hazards could go unnoticed until it’s too late. Our insurance policy for general contractors combines the core coverage you expect with enhanced features that could save your project and your bottom line, like contractor’s equipment floater and loss of income.

We have other handy features like Rental Reimbursement, Replacement Cost, and Fungi & Spores coverage.

Other coverages include:

  • Property Insurance
  • Business Income Insurance
  • Equipment Breakdown Coverage
  • Crime Coverage
  • Inland Marine Insurance
  • Commercial Automobile Coverage
  • Commercial General Liability Insurance
  • Excess Liability Insurance
  • Directors & Officers Insurance

Interested in taking your policy to the next level?

Request a quote today!

When can our general contractors’ insurance policy come to your rescue?

When a contracting project involves many people, many tasks, and many risks, problems can arise quickly. The key is to have the support you need to react immediately and get things back on track as soon as possible. There are a couple of coverages in your general contractors’ insurance policy that can be particularly helpful in these situations.

Contractors’ Equipment Floater
Contractors’ Equipment Floater

Picture this: a contractor spots flames in the excavator engine bay, and although the engine operator attempts to extinguish the fire, the flames engulf and destroy the relatively new machine. Your operations could grind to a halt in this situation if it weren’t for Contractors’ Equipment Floater, an extension that will pay to replace the excavator with a similar model.

Loss of Income
Loss of Income

If you’ve just lost a crucial piece of equipment like an excavator, you could be out a lot more than the price of the machine. After all, delaying a project until you can find a suitable replacement means delaying business income. Fortunately, the Loss of Income coverage will pay for a general contractors’ loss of business income resulting from the work interruption due to the broken excavator.

Managing Risk

Risk management is a smart investment – we provide it at no extra cost!

We know that your unique set of risks can differ from the risks other construction and contracting companies face. We believe that you can avert some of those exposures with the right information and some smart guidance.

Our value-added services focus on helping you identify and mitigate the risks your business faces each day. From fire and theft to water damage and third party injury, general contracting hazards can come in many forms. In-person consultations and project site assessments carried out by our experienced Risk Services experts can leave you with the knowledge and confidence you need to protect every aspect of the business you’ve worked so hard to build.

Are you ready to set up a comprehensive insurance policy for your general contracting business?

Request a quote today!

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Northbridge Insurance

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