You’ve put everything into your small business—we get that.

You want an insurance policy that’s flexible, meets your needs, and includes a number of extras for added peace of mind – we get that too! That’s why we’ve put together a dedicated insurance package for small businesses to provide you with the coverage you need to protect all the things you’ve worked so hard to build.

Ready to go?

Insurance that makes sense for small businesses.

Whether your business specializes in contracting, manufacturing, wholesale or consulting work, these core coverages will help support your long-term success:

Commercial General Liability

Are you in a position to handle a lawsuit? Any incident that causes injury to a customer could lead to an expensive legal battle. Commercial general liability (CGL) insurance can help cover the legal costs associated with incidents causing bodily injury or property damage to a third party.


Software, online tools and cloud computing put your business at risk for cybercrime. If you do experience a cyber attack, cyber coverage can help with expenses involving data recovery, extortion, and business interruption. We also offer liability coverage for network security & privacy incidents, as well as internet media coverage.

Commercial Property

Whether you work out of your home, use a leased space, or own a commercial building, you have a range of assets that could be vulnerable to damage or loss. Commercial property insurance provides protection for your whole workplace – the building, its contents, and the elements surrounding the space.

Errors & Omissions

Sometimes a small mistake can lead to a big problem for a customer, and you could be on the hook for the loss. Whether you provide goods or services, errors & omissions (E&O) coverage can help cover the costs of lawsuits that come from errors or omissions in your work or your products.

Get a quote now!

Go with confidence!

Flexibility, experience, and confidence – that’s what you need to protect your business, and that’s where we can help.

Our small business package not only meets your needs, it goes above and beyond with an array of valuable extras that will offer peace of mind, and help you better handle the problems that may come your way.

We know small business insurance, and we can help secure your success. Let’s get going.

You’re just a few steps away from a customized quote.

Ready to go?

When it comes to insurance coverage, we go the extra mile.

Here’s why ours is more than just a policy:

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Complete Solution

that covers all your business property and liability needs.

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Flexible Payment Options

with 0% financing and the ability to pay for your small business policy all at once, monthly or in installments using a variety of payment methods, including credit card!

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24/7 Claims Service

from industry experts who can help get you back to work quickly and make your settlement easy and stress-free when you need it most.

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Additional Coverages

like auto, cyber and errors and omissions can be easily added to meet any of your more specific needs.

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No Penalties

If you need to cancel your policy, you only pay for the coverage up to the cancellation date.

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One Deductible

allows for only the highest deductible to be applied in the case that multiple coverages apply in any one loss (not including auto, unless specifically endorsed).

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Legal Expense Insurance*

covers up to $50,000 of your legal costs associated with: legal defence, statutory licence protection, employment disputes, tax protection, contract disputes, and debt recovery. Also includes unlimited telephone access to general legal advice.

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Trauma Assist

offers confidential 24-hour counseling services to help you and your employees cope with the emotional effects of a loss. In-office Critical Incident Stress Management services are also available for groups.

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Risk Management Assist**

gives you access to our team of Risk Services specialists, who can answer questions and provide guidance on a variety of property, auto and liability loss prevention topics to help you avoid risks and potential losses.

Ready to go?

This small business package could be for you, if you meet these simple criteria±:

  • Less than $5M CDN in revenue ($3M CDN for Manufacturing & Contracting)
  • Less than $10M CDN total insured value ($5M CDN per location)
  • Maximum of four vehicles

We have your business insurance solution.

Get started now!

We’ll consider any qualifying small business, with a few exceptions.

Select your Province to see those exclusions.

Our partnership with the Canadian Federation of Independent Business

Red CFIB LogoYou could become a CFIB member for as little as $30 a month! click here

We’re proud to be the exclusive business insurance partner of the Canadian Federation of Independent Business (CFIB), a non-profit organization devoted to championing small business with exclusive savings, helpful resources and a strong voice, representing more than 110,000 businesses. Since 1971, CFIB has advocated for Canadian independent business owners, fighting for fairer taxes and laws and regulations that will support their success.

We offer CFIB members exclusive perks through our partnership, including a year of complimentary Legal Assist service for simply requesting a quote. Once you insure your business with us, you get cyber risk coverage at no additional cost, and can take advantage of all the tools, resources, and support that comes with a Northbridge policy.

If you’re already a CFIB member, talk to your District Manager about how to take advantage of this program.

Red CFIB LogoYou could become a CFIB member for as little as $30 a month! click here

We know small business, and we like to talk about it!

Check out our tips, guides, and blogs that can help you stay ahead of the entrepreneurial game.

± The above is a description of eligibility and coverage available. Policy terms, conditions, and exclusions apply. Please contact your insurance broker for details.

* Legal Expense Insurance is underwritten by Temple Insurance Company.

** Services provided by our Risk Services specialists. Services are intended to augment the customer’s own internal safety, compliance and risk management practices, and are not a substitute for retaining a risk management professional to perform a detailed or on site assessment. Risk Management Assist is not an insurance policy and is not legal advice. We make no representations or warranties regarding the accuracy or completeness of the guidance provided.

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