You’ve put everything into your business—we get that.
You need an insurance policy that’s flexible, meets your needs and includes a number of extras for added peace of mind—we get that too! That’s why we’ve put together a dedicated insurance package for small businesses that provides you with the coverage you need to protect all the things you’ve worked so hard to build.
Here’s why it’s more than just a policy:
Complete Solution
that covers all your business property and liability needs.
Flexible Payment Options
with 0% financing and the ability to pay for your small business policy all at once, monthly or in installments using a variety of payment methods, including credit card!
24/7 Claims Service
from industry experts who can help get you back to work quickly and make your settlement easy and stress-free when you need it most.
Additional Coverages
like auto, cyber and errors and omissions can be easily added to meet any of your more specific needs.
No Penalties
if you need to revise your coverage as the needs of your small business change. And if you need to cancel your policy, you only pay for the coverage up to the cancellation date.
One Deductible
allows for only the highest deductible to be applied in the case that multiple coverages apply in any one loss (not including auto, unless specifically endorsed).
Legal Expense Insurance*
covers up to $50,000 of your legal costs associated with: legal defence, statutory licence protection, employment disputes, tax protection, contract disputes, and debt recovery. Also includes unlimited telephone access to general legal advice.
Trauma Assist
offers confidential 24-hour counseling services to help you and your employees cope with the emotional effects of a loss. In-office Critical Incident Stress Management services are also available for groups.
Risk Management Assist**
gives you access to our team of Risk Services specialists, who can answer questions and provide guidance on a variety of property, auto and liability loss prevention topics to help you avoid risks and potential losses.
Ready to go?
This small business package could be for you, if you meet these simple criteria±:
- Less than $5M CDN in revenue ($3M CDN for Manufacturing & Contracting)
- Less than $10M CDN total insured value ($5M CDN per location)
- Canadian locations only
- Maximum of four vehicles
Interested in learning more?
Talk to your insurance broker, or click on the button below to find a broker near you.
We’ll consider any qualifying small business, with a few exceptions.
Select your Province to see those exclusions.
Check out these tips, guides and resources that can help you protect your small business:
The small business insurance process
March 15, 2017 / 0 Comments
Tips for the small business owner and broker relationship
February 14, 2017 / 0 Comments
Providing value to small business owners
December 9, 2016 / 0 Comments
Small business financing options to consider
October 5, 2016 / 0 Comments± The above is a description of eligibility and coverage available. Policy terms, conditions, and exclusions apply. Please contact your insurance broker for details.
* Legal Expense Insurance underwritten by DAS Legal Protection Insurance Company Limited.
** Services provided by our Risk Services specialists. Services are intended to augment the customer’s own internal safety, compliance and risk management practices, and are not a substitute for retaining a risk management professional to perform a detailed or on site assessment. Risk Management Assist is not an insurance policy and is not legal advice. We make no representations or warranties regarding the accuracy or completeness of the guidance provided.
