Protect your product when it hits the road
If you need to transport your meat, dairy, or perishable produce, you’ll want to make sure that cargo is protected in case there’s an incident en route. For instance, a frozen food manufacturer who transports their peas and carrots from the processing plant to a warehouse has a lot riding on their refrigerated truck: if the refrigeration unit breaks down while stuck in traffic, the whole load could spoil, and they would be out a lot of money.
Motor Truck Cargo coverage would be extremely helpful in a case like this. With the reefer breakdown coverage extension, the manufacturer would be covered for the loss of the spoiled product. They would also be covered for loss or damage to their stock resulting from fire or theft, or damage due to a vehicle collision, whether the problem occurred while in transit or during the loading or unloading phase.