The food and beverage industry is evolving–shouldn’t your insurance coverage?

Whether you work with seafood, strudel, spices, or soda, you face different risks and challenges than other types of manufacturing companies. From the raw goods stage through processing, packaging, and distribution, your operations count on a variety of tools, procedures, and people. We’re here to help protect your livelihood with food and beverage insurance to address problems that can arise in the factory and beyond.

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What kind of insurance coverage do food and beverage manufacturers need?

Food and beverage manufacturing depends on specialized equipment and exceptional quality control, and there can be costly consequences when things go wrong in either camp. We’ve compiled our food and beverage insurance policy to address common challenges, concerns, and demands at each step of the way, with coverages like:

  • Property Insurance
  • Business Income Insurance
  • Inland Marine Insurance
  • Crime Coverage
  • Commercial Automobile Coverage
  • Commercial General Liability Insurance
  • Excess Liability Insurance
  • Directors & Officers Insurance
  • Manufacturers’ Errors & Omissions Insurance
  • Equipment Breakdown Coverage
  • Cyber Risk

Need more? No problem.

We have some automatic extensions too, like Product Recall Expense, Negative Publicity, and Defective Goods Repair or Replacement Extension for claims made.

When can food and beverage insurance come to your rescue?

Food manufacturers can face major problems when their products don’t measure up. A small mistake in the production phase could compromise the finished product, and any amount of contamination can be dangerous – to the health of your customers and for your reputation. Make sure you’re covered for all sorts of scenarios by adding some specialized extensions to your basic Commercial General Liability (CGL), Property, and Auto insurance coverage.

Product Recall
Negative Publicity
Motor Truck Cargo

Managing Risk

Risk management is a smart investment – we provide it at no extra cost!

We know that the risks your food or beverage manufacturing business faces are different than the risks affecting other manufacturing businesses. We also believe that you can help to defend against your unique set of risks with the right information and some smart guidance.

Our value-added services focus on helping you identify and mitigate the risks your business faces each day. An assessment of your cooking and refrigeration equipment, along with thermal imaging of key electrical systems, can help uncover vulnerabilities in your equipment and materials. In-person consultations carried out by experienced risk services professionals can leave you with the knowledge and confidence you need to protect every aspect of the business you’ve worked so hard to build.

Are you ready to set up a comprehensive food and beverage insurance policy for your business?

Get a quote now!

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