We’ll help you out when your seeds don’t sprout
If your reputation rests on your flowers, there’s a lot riding on your arsenal of seeds. If a seed dealer sold a batch of petunia seeds to a nursery and the seeds failed to germinate for the busy spring season, the nursery could lay the blame – and their loss – on you. The expense could be large, but since no property was actually damaged, property liability coverage may not help you pay back the nursery.
The Seed Growers Errors & Omissions extension aims to pick up where your other insurance left off – when there’s only financial loss and no property damage. If your product fails to perform as expected, you’ll be covered for the economic loss that results, whether the problem is traced to errors in processing, germination failure, or even if your seeds don’t measure up to a specified variety or quality.