We’ll work with you to customize our standard home insurance coverage so that it fits your needs. It includes benefits such as:
- Guaranteed replacement cost: If your home is destroyed, we will cover the costs associated with rebuilding it, using materials of a similar quality, even if your policy coverage is less.
- Student away: If there’s a student in your family who’s away at school, your insurance will extend to them and their belongings.
- Special limits: We offer some of the highest “special limits” insurance options for items such as jewelry, collectibles, or bicycles.
- Jewelry coverage: For an additional cost, you can choose to cover your individual jewelry items based on appraised value, not just replacement value.
*Subject to the limits, exclusions & conditions in the policy.
We also offer several discounts to help you save on your home insurance, which consider a number of factors, including your age, the age of your home, whether you’ve had claims in the past three years, whether you have an alarm system, and whether you’re mortgage-free.