Insurance for Facedrive drivers

Facedrive drivers in Ontario: Northbridge Insurance has your back.

What is ridesharing insurance?

Northbridge Insurance provides commercial insurance coverage for all Facedrive drivers who use their own vehicles to carry paying passengers – coverage that’s not typically included in your personal auto policy. From the moment you are available to accept a ride request up to the moment your passenger leaves your vehicle, you’re protected by Northbridge Insurance. Our ridesharing insurance applies automatically to all Facedrive drivers and passengers in Ontario.

Your personal auto policy covers you when:


  • You’re not logged in
  • You have no trip or passenger
  • You’re covered under your existing personal auto policy

Our ridesharing insurance covers you when:


  • You’re logged in
  • You’re available to accept a trip
  • $1,000,000 Third Party Liability
  • Standard Accident Benefits
  • $1,000 Deductible for All Perils, Collision, Comprehensive or Specified Perils*


  • You’re enroute to pick up a passenger
  • You’re transporting a passenger
  • $2,000,000 Third Party Liability
  • Standard Accident Benefits
  • $1,000 Deductible for All Perils, Collision, Comprehensive or Specified Perils*
  • Up to $1,500 for transportation replacement**
  • No depreciation on new vehicles***

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How to get covered

All Facedrive drivers are automatically covered by Northbridge Insurance’s commercial policy without having to contact Northbridge Insurance†. However, all drivers must first ensure their personal auto policy allows for their vehicle to be used for ridesharing. Please inform your personal auto insurance broker of your ridesharing activities to ensure you can be covered by Northbridge Insurance’s commercial policy.

Ridesharing not allowed under your personal auto policy?

Talk to your insurance broker about other personal auto insurance options that will allow for ridesharing.

Call for an auto quote 1-888-314-8941

How to make a claim

To report a claim, call us anytime at 1.855.621.6262. One of our experienced, knowledgeable and efficient claims experts will be pleased to help you 24 hours a day, 7 days a week.

For more information

Take a look at our frequently asked questions and ridesharing policy for more details. Facedrive drivers can also contact Facedrive for more information via email at [email protected].

© 2016 Northbridge Financial Corporation (“Northbridge”). ™ ® Trademark of Northbridge.
ª $1 million limit from the time you log in to Facedrive and are available to accept a trip up to the time you accept a trip
*All Perils, Collision, Comprehensive or Specified Perils coverage with a $1,000 driver-paid deductible (applies only if the rideshare vehicle has the same coverage in force at the time of loss on your personal auto policy)
**Coverage of up to $1500 for transportation replacement while your ridesharing vehicle is being repaired due to an insured loss
***No depreciation deduction on new vehicles (Does not apply to tires, batteries and betterments. Loss or damage must take place within 30 months from the original delivery date of the vehicle or before the first renewal following that date, whichever is later.)
†Coverage is not provided to taxicab services or licensed limousine or livery services. Such services must obtain appropriate vehicle insurance.
Certain conditions, limitations and exclusions apply to the insurance policies. The information that appears on this page is provided for information purposes only. The insurance contracts prevail at all times. Please consult the insurance contracts for complete description of coverage and exclusions.
Ridesharing policy offered by The McLennan Group Insurance Inc. and underwritten by Northbridge General Insurance Corporation.

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