Accidents happen – be ready for them
When you run a truck or transport business, you probably focus on the risks you may meet on the road or those that could involve your cargo. Unfortunately, there are other potential hazards to consider that are hiding in plain sight, right on your business property.
If you have a terminal or warehouse – even a front stoop – you have potential hazards that could lead to injuries (and lawsuits). Consider a customer or vendor who visits your premises, and while they’re making their way to your front door, they step into a pothole in the parking lot, breaking their ankle. In this case, commercial general liability insurance (CGL) would help protect you if the injured party was to take legal action against your business.