Wholesalers’ insurance can keep your business in good working order

You want ample, accurate, and affordable coverage for your wholesale business. That’s why we’ve made it our business to become the partner of choice for companies like yours, with the help of our specialized wholesalers’ insurance solution.

Get a quote now!

Who needs wholesalers’ insurance?

Working with big machines and long supply chains can bring major challenges. Rest easier knowing that your coverage will measure up when your safety, reputation and profits are on the line.

Here are some industries that should consider wholesalers’ insurance:

Food and beverage wholesalers' insurance

Food and beverage

Machinery and equipment insurance

Machinery and equipment

Non-critical auto parts wholesalers' insurance

Non-critical auto parts

building and garden insurance

Building and garden

Metalwork insurance


Ready to get started? Let’s begin with the pressing question…

Why do you need wholesalers’ insurance?

There are many moving parts in a wholesale operation, and your products are only one side of the equation. Equipment, property, retail partners and safety are other key components that need your close attention.

Checkmark image

Wholesale rests on relationships.

Even though you’re in charge of your product, you probably count on a number of other people at various points in the production and retail chain. You need to be prepared if someone else’s misstep falls squarely on your shoulders, and impacts your bottom line.

Checkmark image

Risks vary, and consequences can be extensive.

Depending on your particular industry, you could face everything from product damage to equipment breakdown in your daily operations. When major equipment is involved, these events can jeopardize safety, revenue and your reputation – and without a good safety net, it can take a long time to recover.

Checkmark image

Specialized work calls for specialized coverage.

Wholesale involves a range of distinct risks, relationships, and logistical challenges. When things go wrong in one area, the entire process can suffer, and the scope of your operations can push your loss beyond the reach of a general business insurance policy. Specific coverage is smarter coverage.

What can we do for you?

We’re here to protect you through the entire process—from raw goods to delivery and sale.

We know that a food and beverage wholesaler faces a different set of risks than a building and garden material wholesaler. That’s why we’ve crafted a range of solutions to address the particular challenges you may meet in your day-to-day work.

Key features in our wholesalers’ insurance solutions include:

  • Contingent business income (worldwide)
  • Spoilage of stock
  • Manufacturers’ and wholesalers’ product impairment
  • Loss of business income

We also offer a range of other coverages, like:

  • Property Insurance
  • Business Income Insurance
  • Equipment Breakdown Coverage
  • Production machinery
  • Crime Coverage
  • Inland Marine Insurance
  • Commercial Automobile Coverage
  • Commercial General Liability Insurance
  • Excess Liability Insurance
  • Directors & Officers Insurance
  • Wholesalers’ Errors & Omissions Insurance
  • Product Recall Expense
  • Cyber Event
  • Negative Publicity
  • Products Repair or Replacement
  • Intellectual Property Expense Reimbursement

Take the first step toward your new and improved policy.

We’ll gladly explain our insurance solutions in detail to ensure you get the coverage your business truly needs.

Request a quote today!

What can you expect from your policy?



Our underwriting team understands the changing exposures of the wholesale sector, so we can adapt and expand our offerings as our customers’ needs grow. This means we’ll be able to get you up and running again quickly after an unexpected incident.



We hope you never experience a loss, but if you do, you can count on our dedicated claims team to help get you back to business. We’ll work together with your broker to get the claims process underway as soon as your claim is reported, and we’ll always keep you in the loop. If any questions or concerns should arise, don’t fret – we’re here for you 24 hours a day, 7 days a week.



You can enjoy the perks of your policy well before you experience a loss. Our Risk Services team works hard to help keep your operations running safely, smoothly and consistently with detailed bulletins, workplace risk assessments, and on-site training for things like disaster recovery or product recall.

What kind of coverage do you need?

We do our best to consider all angles when it comes to business insurance, which is why we’ve put together three comprehensive policies to address industry-specific concerns.

Manufacturers' insurance - Manufacturers' choice

Manufacturers’ Choice

Our underwriting team understands the changing exposures of the manufacturing and resources sector, so we can adapt and expand our offerings as our customers’ needs grow. This means we’ll be able to get you up and running again quickly after an unexpected incident.

Learn more

Manufacturers' insurance - Farm choice

Farm Choice

Factors like equipment, tools, feed and livestock can call for specific farm and agriculture coverage – that’s where our Farm Choice policy comes in. With coverages like heat prostration, milk spoilage and seed growers errors & omissions, you can be sure that your unique farming operation has the support it needs if things go wrong.

Learn more

Manufacturers' insurance - Wholesalers’ Choice

Wholesalers’ Choice

From product impairment to cyber risk to negative publicity, our Wholesalers’ Choice policy reaches across the different stages of a wholesale operation. Whether your product is in production or in transit, we can help protect your goods from a range of common – and less common – risks.

Learn more

Ready to get the coverage your business needs?

Request a quote now!

Back to Top
Northbridge Insurance

Menu Social icons